Privacy Policy

Welcome to Lend Path! Protecting your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, store, and safeguard your personal information. By using our services, you acknowledge and agree to the practices described in this policy. Please read it carefully.

Information We Collect and How We Use It

To deliver reliable financial services and comply with legal requirements, we gather specific information about you. This may include personal, financial, and device-related data. The information we collect is used solely for improving your experience and fulfilling regulatory obligations.

If you do not agree with any part of this Privacy Policy, please refrain from using the Lend Path platform.

Types of Data We Collect and Permissions We Request

1. SMS Data
We may request access to your financial SMS messages, which contain details such as account numbers, transaction amounts, and dates. This information is used to assess creditworthiness and minimize risks. We collect SMS data only with your explicit consent. All collected data is securely transmitted to our servers at https://api.lendpath.net/ and deleted once the assessment is finished.

2. Installed Applications
To prevent fraudulent activities and recommend suitable financial products, we may collect information about the apps installed on your device. This includes app names, installation timestamps, and versions. The data is securely transmitted to https://api.lendpath.net/ and deleted after the evaluation is completed.

3. Camera and Media Access
During the loan application process, we may request permission to access your camera and media files to upload required documents (such as Aadhaar and PAN cards). These files are securely transmitted to https://api.lendpath.net/ and deleted after verification is complete.

4. Device Information
We collect device-related information, including device model, IMEI number, Google Advertising ID, operating system, and screen resolution. This data helps us ensure the security of your account, prevent unauthorized access, and optimize our service. It is securely transmitted to https://api.lendpath.net/ and removed once the evaluation process is finished.

5. Personal Details
We may ask for personal information such as your name, phone number, email, date of birth, address, occupation, and income to process your loan application. This data is required for credit assessments and to prevent fraud.

Why We Collect Your Data

The data we collect is used for the following purposes:

1. Verifying your identity and creating accounts.

2. Processing and approving loan applications.

3. Complying with the Reserve Bank of India (RBI) regulations.

4. Conducting Know Your Customer (KYC) verification.

5. Processing payments and addressing inquiries.

6. Mitigating fraud and validating transaction requests.

7. Enhancing user experience with personalized services.

8. Conducting product reviews and updates.

9. Resolving technical issues and providing customer support.

Data Security Measures

We implement stringent security measures to protect your personal information, including:

1. Restricting access to authorized personnel under strict confidentiality agreements.

2. Using encryption technologies to ensure secure data transmission and storage.

3. Adhering to relevant data protection laws and regulations.

4. Ensuring timely deletion of personal data after processing is completed.

Protection of Minors

We do not knowingly collect data from individuals under the age of 18. If such data is detected, it will be promptly deleted. Parents or guardians can contact us to request the removal of such information.

Your Rights and Consent

By using Lend Path, you consent to:

1. The collection and use of your personal data as outlined in this Privacy Policy.

2. Updates to this Privacy Policy, which will be posted on our platform.

You have the right to:

· Access and update your personal data.

· Request the deletion of your account and associated data.

· Opt-out of promotional communications.

Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or to comply with legal requirements. Continued use of our services will be deemed as acceptance of the updated policy.

Contact Us

If you have any questions or concerns about this Privacy Policy, please feel free to reach out to us at:

Email: info@kaynetfinance.com

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